Commercial Real Estate Financing in Rochester, NY

From Pearl-Meigs-Monroe to the Neighborhood of the Arts, Dutchtown, Downtown, the area surrounding RIT, and all places in between, Rochester, NY is full of opportunities for commercial real estate investors and property developers. Rustwood Capital is a financial firm based in Rochester, and we specialize in financing commercial property transactions and projects throughout the city. We offer a wide range of funding solutions, including:

Conventional Loans for Commercial Properties in Rochester, NY

Rustwood Capital provides conventional loans for a variety of commercial property types throughout Rochester. Our conventional loans feature:

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years

Loans for Construction Projects in Rochester, NY

Large construction projects in Rochester require ample funding to ensure success from start to finish. Rustwood Capital offers permanent financing for construction projects in Rochester, NY that include:

• Loan amounts from $2 million to $100 million
• Terms up to 5 years
• Fixed interest rates
• Amortizations up to 25 years
• No upfront fees
• Funds available within 45 days
• Collateral considered: Land, real estate, and equipment

FHA and HUD Loans in Rochester, NY

Rustwood Capital provides FHA and HUD loan programs for properties, such as:

• Assisted living centers
• Medical facilities
• Multifamily residences
• Senior housing developments

Our FHA and HUD programs feature:

• Financing from $2 million to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction

Bridge and Hard Money Loans for Property Investments in Rochester, NY

Bridge and hard money loans from Rustwoood Capital can be used for a wide range of purposes in Rochester, including:

• Short sales
• Acquisitions
• Fix and flip projects
• Remodeling and expansions
• Closing costs

Our bridge and hard money loans include:

• Financing up to $100 million
• Low interest rates
• Fast closings
• LTV up to 80%
• Generous terms
• Interest-only amortization

Equity and Mezzanine Loans in Rochester, NY

Equity and mezzanine loans feature financing up to $100 million and above, and are designed for large transactions and projects that do not fit within the parameters of traditional debt-based structures. Equity and Mezzanine loans from Rustwood Capital offer various and flexible repayments methods, such as:

• Payable-in-Kind (PIK) interest
• Equity stake
• Cash interest

CMBS Loans for Investment Properties in Rochester, NY

Rustwood Capital offers CMBS loans with high LTV, generous terms, and fast closings for investment properties throughout Rochester, NY. Our CMBS loans feature:

• Loan amounts up to $50 million
• LTV up to 80%
• Terms up to 30 years

SBA Loan Programs for Commercial Real Estate in Rochester, NY

Rustwood Capital provides SBA 7a and 504 loan programs for commercial real estate in Rochester, NY. Our SBA loans include:

• Loan amounts as high as $5,000,000
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

Contact Us

If you need financing for commercial real estate in Rochester, NY, talk to the local experts who can fund transactions and projects of every size. Reach out to the team at Rustwood Capital today.